- Borrower receives 50% of value of token A into token X 

 ## 2 outcomes can happen

 We want to create a contract that allows people to leverage their token and buy other tokens.

 ## Workflow

 - People can deposit one (stable) coin (token x) into a pool (token X to token A) [i.e. money can be sent to contract itself.]

 - There is a fixed return rate for money borrowed in the pool (say 5% per month) [this can be hard coded]

 - there is a fix rate (or upgradable via function or oracle) between token X and token A (this is a simplification)

 - Borrower can deposits x amount of token A and lock them for a certain period

 - Borrower receives 50% of value of token A into token X 

 Idea is that borrower is able to use the token x to invest in other currency and only having to repay the principal at expiration date (when the lock period ends)

 - Happy path 

 Scenario 2 Borrower can’t pay back the loan

 - Borrower doesn’t payback within the deadline

 - Lender can decide to take collateral at any time

 - Borrower can decide to pay back at “at the time” interest (so 5% over a longer period => lock until period + time of repayment) and unleash the collateral

 ## 2 outcomes can happen

 Scenario 1 Borrower can pay back the loan

 - At any time before the expiration the borrower send back amount of token x borrowed plus interests until lock period (10% per month)

 - The collateral (token A) is released to him/her

 - Happy path 

 Scenario 2 Borrower can’t pay back the loan

 Now thank to the leverage you not only made 4,5mln, but also got the 2 eth (minus 1k+fees usdt) appreciation!

 ## Expected delivary

 ## Bonus question

 ## Expected delivary